Well then we'll be screwed over again considering the fact we've been short members all but the first week of game and the fact alliance  already has 40 members along with the fact that the way members are distributed is far from even is kinda bull
Well alliance vault should not even be available the way game is set up now.
You have only 3 alliances and 3 leaders. Users can't leave alliances and many are under leaders they don't like. They can't create their own alliances. Therefore the 3 leaders soon as vault is available can just set the tax rate for being in alliance very high and take most of the money from the users in their alliance and distribute it to their few favorites or keep it for themselves. Too much power for leaders and can screw the rest of the users over under them and they have no recourse.
Leaders have too much power? Leaders can only clear discussion now and when they do get transfers no one is making them bank their money. Although its a disadvantage it will come back and bite the leader in the ass because his alliance will be broke and no one will protect him from the rich other alliances. This is as much pending on the leaders skill as any other task of leading the alliance.
Leaders will have too much power as they can take money from users in their alliance and those users will have no choice as they can't leave or stop it.
How would you like it if you weren't the leader and stuck in an alliance with a leader you didn't like or agree with his decisions and then he was taking most of your money. Most would just quit.
You are also taking away from users the right to play the game the way they would like.
Thats why I've proposed the ability to switch alliances and a misfit alliance (leaderless alliance) at the beginning of the season. Friends get torn apart and then both the friends quit. Thats where your problem lies. Not with the alliance vault.
Before users could be booted from the alliance and have all their money taken from them and you never said a word about how leaders had too much power. You said it sucked for those who got beat but their own problem for trusting their leader. What we need to do is allow for transfer of alliances or the misfit alliance. Alliance vault isn't the problem.
I have always said it sucked. I never thought a user losing his money being booted from alliance was right and said so. I have never liked the alliance vault from the time it first came out and stated so and still do. It is not needed.
Until all the best users just wanted to pile in same alliance and not fight that was possible. Is reason Decap forced this. Now just have users scattered not following their leaders orders and unable to attack users they want and complaining about it.
No matter where they go they will have users in the alliance that they don't like unless we give every user their own alliance. God knows everyone didn't love EXPxPREDATOR. Either that or scrap the alliance idea all together and make it fully a game that requires little intelligence and have every user on their own and that will ensure no one is in an alliance with anyone they dislike. You give users the ability to switch alliances you will always have the problem there isn't an even distribution of skilled users.
You just said leaders have too much power and now users aren't following leaders orders?
Banking itself is a service provided by the alliance and if users want to use it they can. If not its their choice.