This season - 3 (let's see how it works)
Next season - 1 (I always did love being able to customise your own alliance)
Bank.... not sure. In the past this has always been abused to propel one person above everyone else, or create assassins to ruin chances of a game leader, by the game's permanent faction (DarkAssassin, DarkYoda, et al). Without this, they can't influence the game as much and it relies more on individual skill and teamwork.